Willow Wealth Platform Overview
Formerly Yieldstreet | Multi-Asset Private Markets Platform
Willow Wealth is a private markets investment platform for individual investors, operating primarily in the United States. Originally founded in 2015 as Yieldstreet, the platform rebranded in October 2025 following a period of significant investor losses and regulatory scrutiny.
The platform offers access to alternative asset classes — including real estate, private credit, private equity, art finance, and legal finance — that are typically available only to institutions or high-net-worth individuals. Most offerings require accredited investor status.
CoOwn.com covers Willow Wealth as part of its broader coverage of co-ownership and alternative investment platforms. Given material developments in 2025–2026, this overview reflects the platform’s current status in full, including both its capabilities and its documented history.
Key Considerations
Prospective investors should be aware of the following before evaluating this platform.
Between August and December 2025, CNBC published a three-part investigation documenting approximately $208 million in investor losses across the platform’s real estate portfolio. Of 30 real estate deals reviewed, approximately 9 were reported to be in default — a roughly 30% failure rate. Four deals were reported as total losses.
The platform rebranded from Yieldstreet to Willow Wealth in October 2025 and removed its historical performance track record from its public website at the time of the rebrand.
Additional context: the platform carries a 2023 SEC enforcement settlement and a $9 million class action settlement. In March 2026, the platform sold its flagship Alternative Income Fund — representing over $100 million in assets — to a third-party fund. That transaction is expected to close in Q2 or Q3 2026.
Willow Wealth continues to operate, has added institutional fund partners including Goldman Sachs, Carlyle, and StepStone, and reports 500,000+ members. This overview covers both the platform’s current offerings and its documented history, consistent with CoOwn’s editorial policy of presenting complete information.
Quick Facts
| Platform name | Willow Wealth (formerly Yieldstreet) |
| Founded | 2015 (rebranded October 2025) |
| Headquarters | New York City, NY |
| Primary focus | Multi-asset private markets — real estate, private credit, private equity, art finance, legal finance |
| Investor eligibility | Primarily accredited investors; limited non-accredited products available |
| Minimum investment | $10,000 (Alternative Income Fund); $25,000 (managed portfolios); varies by deal |
| Fee structure | Embedded per-deal fees; varies by offering (up to 2–3% on some products) |
| Liquidity | Illiquid; most deals 2–7 year lock-up; limited quarterly options |
| Members | 500,000+ reported |
| Cumulative investments | $6B+ reported since inception |
Who Willow Wealth is Best For
Willow Wealth is structured for investors who have a clear intention to diversify beyond public market assets and who can absorb the illiquidity and complexity that come with private market investing.
CONSIDER
- Investors with existing public market portfolios seeking non-correlated exposure
- Higher net worth individuals with longer investment horizons
- Accredited investors comfortable with illiquid positions
- Those wanting access to multiple alternative asset classes in one platform
- Investors who prefer curated, managed structures rather than active asset management
AVOID - RECONSIDER
- Investors who may need to access capital before term end
- Those new to investing without a diversified public market base
- Risk-averse investors prioritizing capital preservation
- Those seeking frequent distributions or regular income certainty
- Investors below relevant eligibility thresholds for specific offerings
How It Works
Willow Wealth connects individual investors to private markets opportunities through three primary structures:
Individual Deal Selection
Investors browse and select from a rotating menu of specific deals across asset classes — real estate loans, private credit facilities, private equity co-investments, art-backed loans, legal finance, and others. Each deal has its own terms, minimum investment, fee structure, lock-up period, and risk profile. This approach offers flexibility and asset class diversity but requires the investor to evaluate each offering independently.
Most individual deals are available to accredited investors only. Minimums vary by deal. Capital is typically locked for 2–7 years with limited or no early redemption options.
Willow 360 Managed Portfolios
Launched in 2025 in partnership with Wilshire Associates, Willow 360 is an automated managed portfolio solution offering diversified exposure to private markets across private credit, private equity, and real estate. The minimum investment is $25,000, and the product is designed for accredited investors who prefer a fund-based approach over deal-by-deal selection.
The service includes institutional evergreen funds from Goldman Sachs Asset Management, Carlyle, and StepStone, providing access to structures not typically available to individual investors.
Alternative Income Fund
The Yieldstreet Alternative Income Fund is a multi-asset closed-end interval fund available to both accredited and non-accredited investors with a $10,000 minimum. It has offered quarterly liquidity windows. In March 2026, Willow Wealth announced the sale of this fund’s assets — representing over $100 million — to a third-party fund. That transaction is expected to close in Q2 or Q3 2026. Investors with positions in this fund should monitor communications from the platform directly.
Asset Classes Offered
Willow Wealth offers investments across ten asset classes, distinguishing it from platforms focused solely on real estate or private credit:
Real estate (residential, commercial, development)
Private credit (business loans, consumer credit, transportation finance)
Private equity (co-investments in private companies)
Art finance (loans backed by fine art)
Legal finance (litigation funding)
Venture capital
Short-term notes
Structured notes
Asset class availability varies by investor eligibility and market conditions. Not all classes are available at all times.
Who This Platform May Suit
Willow Wealth may be worth evaluating if:
- You are an accredited investor who has reviewed the platform’s full documented history
- You want access to alternative asset classes — art finance, legal finance, private equity co-investments — not widely available on other platforms
- You have capital you can commit for a multi-year horizon with limited liquidity expectations
- You have the time and background to evaluate individual deal offerings independently
- You are specifically seeking the Willow 360 managed portfolio structure with institutional fund access
This platform is likely not appropriate if:
- You are a non-accredited investor (most offerings are inaccessible)
- You have not reviewed the documented $208M loss history and regulatory record in full
- You need liquidity within 1–3 years
- You prefer a low-fee, fund-based approach without individual deal evaluation
- You have a low tolerance for platform-level risk
Fee Structure
Willow Wealth does not charge a flat platform subscription fee. Instead, fees are embedded within individual deal structures and vary by offering. Total fees on some products have been reported at 2–3% or higher. The Willow 360 managed portfolio product may offer cleaner fee visibility; investors should review the fee disclosure for each specific offering before committing capital.
This embedded fee structure makes direct cost comparison with platforms like Fundrise (which charges a transparent ~1% annual fee) difficult without reviewing individual deal documentation.
This page is for informational purposes only and does not constitute investment, legal, or financial advice. Information about Willow Wealth’s history is drawn from public sources including CNBC’s 2025 investigative reporting, SEC enforcement records, and court filings. Platform details are subject to change. Readers should conduct independent due diligence and consult a qualified financial advisor before making any investment decision.